Property Insurance Claims · Florida

Denied. Delayed. Underpaid. Understand what comes next.

  • Direct attorney review on every case.

    Revisión de abogado en cada caso.

  • Free consultations.

    Consultas gratis.

A Florida law firm focused on representing homeowners and businesses in denied, delayed, and underpaid property insurance claims.

See All Property Insurance Claims →

Prefer to call / Prefieres llamar? (786) 979-9970

Licensed in Florida

Serving All of Florida
Direct Attorney Review
Client-Focused
Types of damage

Every category the firm reviews.

Find the loss that matches your property, then see how the claim is usually handled.

Hurricane and Storm

Named storms, wind, and disputed causation between wind and flood.

Roof and Wind

Age versus storm, matching, and interior water intrusion.

Hail

Subtle impacts and disputes over cosmetic versus functional damage.

Water

Plumbing failures, sudden discharges, and interior water.

Mold

Often overlooked. A common secondary issue in Florida water claims.

Fire and Smoke

Burn, smoke, soot, and contents cleaning versus replacement.

Commercial and Large Loss

Multiple stakeholders, business interruption, and complex documentation.

Condominium and HOA

Master and unit-owner policies, common areas, and governing documents.

Where does the claim stand?

Start with what you recognize.

These are the three most common outcomes once a decision is issued.

01

Denied

The claim was denied in whole or in part. The reason cited is not always the reason driving the decision.

03

Delayed

The file keeps moving without a decision. The property continues to deteriorate.

02

Underpaid

Payment was made, but it does not match the scope of damage or the real cost of repair.

Tell us what happened

Start with the basics.

Share a few details and a team member will follow up. Every submission is reviewed by our attorneys.

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A team member may reach out to gather more information to better assist you.

A member of the team will review your submission and follow up with you.

Prefer to call?

Prefieres llamar?

Speak with our team directly.

(786) 979-9970

Monday to Friday, 9:00 a.m. to 5:00 p.m.

  • Direct attorney review on every case.

    Revisión de abogado en cada caso.

  • Free consultations.

    Consultas gratis.

Eduardo M. Pimentel
Meet Eduardo M. Pimentel.

Meet the founder

Meet Eduardo M. Pimentel.

A home is where your family lives. When a claim stalls, that worry is real. Our job is to read the policy, look at the record, and give you a straight answer about where things actually stand.
Eduardo M. Pimentel, Esq.

Founder and Principal Attorney

The firm focuses on property insurance disputes involving denied, delayed, and underpaid claims for homeowners, businesses, and community associations across Florida.

How a claim actually moves

From loss to resolution.

From loss to resolution.
1

Loss

Document the damage with photos and video as soon as it's safe, before any repairs begin.

2

Report the Claim

Notify the insurance company and check the policy for any notice deadlines.

3

Information Request

The insurer may ask for photos, repair estimates, and a sworn proof of loss.

4

Property Inspection

An adjuster is typically sent to inspect and document the damage in person.

5

Coverage Decision

The insurer may issue a payment, partial payment, denial, or other coverage decision based on its investigation and policy position.

6

Examination Under Oath, When Applicable

In some claims, the insurer may request a recorded, sworn statement about the loss and claim.

7

Review Your Options

If the decision doesn't reflect the damage, a legal review can clarify what's next.

Not sure where your claim stands?

Tell us what happened and where the claim stands. A short note is enough to start.

What a well-documented claim file looks like

Documentation is what allows the record to speak for itself.

Your safety always comes first. Property can be repaired or replaced. You cannot. Never climb onto a damaged roof or step into an unsafe structure just to take photos. Once it is safe to do so, good documentation is what protects the claim.

Photographs of the damage, taken early and again as the situation develops. Correspondence with the insurer, kept together. A simple timeline of who said what, and when.

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  • Safety
    Make sure you are safe before you document anything
New Project
Photos and video of the damage, dated where possible
New Project
Your policy and declarations page
New Project
All correspondence with the insurer
New Project
Repair estimates and invoices
New Project
A timeline of key dates and conversations
Reviews

What clients have said.

Client and professional reviews, published from the firm's Google profile

Eduardo and Luis did an amazing job! If you want a responsive attorney that's a straight shooter and very knowledgeable, this is the firm for you.

Alfred T., verified Google review

Eduardo Pimentel es un abogado excepcional. Desde el primer momento demostró un profundo conocimiento en temas de seguros y siempre estuvo dispuesto a responder todas mis dudas con paciencia y claridad. Su profesionalismo, honestidad y compromiso hicieron que todo el proceso fuera mucho más tranquilo. Siempre me sentí bien representado y su atención al detalle marcó la diferencia. Si buscas un abogado de seguros que realmente defienda tus intereses, recomiendo a Eduardo Pimentel sin ninguna duda. Excelente servicio de principio a fin.

Elio R., verified Google review

Great office experience! Hard working employees

Marianna H., verified Google review

Reviews shown here will use current, confirmed content from the firm's Google Business Profile with proper
attribution, added after attorney review.

Questions people ask

A few that come up most.

(786) 979-9970
Direct attorney review on every case.

Revisión de abogado en cada caso.

Free consultations.
Consultas gratis.

Next step

Not sure where you fit? Start with what happened.

A short note about the loss and where the claim stands is enough to get started.

Public adjuster, roofer, or attorney with a client who needs a legal review? Visit For Professionals →